Client Warranty Coverage
Free 6-Month Home Warranty Included With Your Inspection!
When you choose One Source Inspection, you’re getting more than just a comprehensive look at your future home—you’re getting long-term peace of mind. We are proud to include a 6-Month Elite Warranty Protection Plan underwritten by Summit Warranties at absolutely no additional cost to you.
Your coverage becomes effective the day of your home inspection. It protects you against unexpected failures in major home systems that were in good working order at the time of inspection.
What's Covered?
Disclaimer: An initial test must be conducted to receive other coverage, such as radon remediation
Mold and Rood Leak protection is exclusively for new leaks
Your Coverage Includes:
Protection That Goes Beyond The Inspection
6 Month Inspection Warranty
6 Month New Mold Protect
6 Month Water/Sewer Protect
We offer inspection warranty protection with 6-months of coverage for
electrical, mechanical, and plumbing are listed in your inspection report,
including structural/roof, appliances, and HVAC systems.
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Homebuyers must have a sewer scope performed as part of the inspection
in order to have protection against any new arising issues not found
during the scope.
6 Month
Radon Remediation
5 Year Roof Leak Protect
If you perform a Radon Test with a safe result, and a secondary test is performed within the coverage period that is unsafe, we will cover the cost up to the limit to install a mitigation system.
We offer extended roof protection with 5-year coverage options on your inspected roof for any new leaks. Coverage is applicable for all standard
roof types.
1. Eligibility and Scope of Coverage
1.1 Covered Items. Coverage applies only to items that:
(a) were inspected during the full home inspection; and
(b) were documented as being in good working order at the time of inspection.
1.2 Excluded Items. Items not inspected, inaccessible items, or items noted as deficient or requiring specialist evaluation are expressly excluded.
1.3 Professional Assessments. The Plan Holder may obtain an initial assessment from any licensed or certified professional. Administrator reserves the right to request additional estimates.
2 . Structural Coverage
2.1 Covered Structural Components. Coverage is limited to:
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Poured concrete foundations
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Block wall foundations
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Floor joists
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Plates
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Load-bearing walls
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Standard 6-month roof leak protection is included in the structural coverage unless an extended roof leak coverage is included with the inspection
2.2 Financial Terms.
Deductible: $250 per incident
Maximum Benefit: $2,600 per incident
3. Extended Roof Coverage
3.1 Covered Roof Repairs. Coverage applies solely to roof leak repairs caused by normal wear and tear or deterioration.
3.2 Exclusions. Coverage does not include:
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Roof replacement
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Damaged, chipped, or cracked shingles or tiles
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Any defect, expert referral, or condition noted in the inspection report
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Leaks originating from areas identified in the inspection report
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Secondary damage resulting from any leak
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Damage from external forces or weather events (fire, hail, hurricane, etc.)
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Damage due to neglect, abuse, or lack of maintenance
3.3 Financial Terms.
Deductible: $500 per leak
Aggregate Limit: $3,100 per property
Coverage Period: 5 years from inspection date
4. Plumbing, Electrical, HVAC, and Appliance Coverage
4.1 Plumbing Systems. Water lines, faucets, water heaters, drain lines, and gas lines.
4.2 Electrical Systems. Main and secondary service panels and wiring.
4.3 Appliances. Kitchen appliances, refrigerator, built-in microwaves, trash compactors, washers/dryers, and garbage disposals.
4.4 HVAC Systems. Furnaces, air conditioners (condenser and blower), and thermostats.
4.5 Age Limitation. Appliances and HVAC systems must be under 12 years old at the time of inspection.
5. New Mold Protect Coverage
5.1 Covered Mold Conditions. Coverage applies only to new visible mold:
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Not present at the time of inspection
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Visible and accessible to the inspector
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Located on permanently installed surfaces
5.2 Financial Terms.
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Aggregate Limit: $2,000
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Deductible: $250 per affected area
5.3 Exclusions. Includes but is not limited to:
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Pre-existing mold
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Mold caused by neglect or third-party action
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Homes under renovation
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Mold caused by acts of nature or plumbing line breakages
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Mold discovered after removal of walls/floors
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Medical, lodging, or lost-time expenses
6. Radon Remediation Coverage
6.1 Eligibility. Coverage applies only when:
• A full home inspection was performed
• The inspector's radon test was the first and only test in the prior 6 months
• Results were ≤ 3.9 pCi/L
6.2 Covered Benefit. If a licensed professional conducts a subsequent test within 6 months and results exceed 4.0 pCi/L, Administrator will contribute up to $1,500 toward a mitigation system (no deductible).
6.3 Void Conditions. Modifications to the property affecting test results void coverage.
7. Sewer Protect Coverage
7.1 Eligibility. Coverage applies only when a sewer scope was performed with the full home inspection.
7.2 Covered Exterior Lines.
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Water supply line (to meter or main shutoff)
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Sewer/septic line (from exterior wall to utility connection),
7.3 Financial Terms.
Aggregate Limit: $2,000
• Deductible: $250 per incident
7.4 Exclusions. Includes:
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Acts of nature
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Owner neglect
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Defective materials
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Code-related repairs
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Pre-existing damage
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Shared lines
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Renovation-related damage
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Improper line depth
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Clogs of any kind
8. General Coverage Terms
8.1 Coverage Period. Coverage begins on the date of the home inspection and continues for 6 months, except for extended roof leak coverage as otherwise stated
8.2 Aggregate Limit. Total liability under all coverages is $3,100 per property.
8.3 Exclusions, Includes but is not limited to
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Brick failures
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Cracking or scaling concrete
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Pest damage (other than termite/ant coverage
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Damage from extreme natural events
8.4 Maintenance Requirement. Covered items must be maintained according to manufacturer's or reasonable standards.
8.5 Secondary Coverage. This Agreement is secondary to all other warranties or insurance and may not be applied toward their deductibles.
8.6 Governing Law. This Agreement is governed by the laws of Hamilton County, Indiana.
9. Claims Procedure
9.1 Claims must be submitted through the Administrator's online portal at www.summitwarrantyclaims.com.
9.2 Required documentation includes:
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Full home inspection report
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Detailed contractor estimate (parts, labor, cause of failure)
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Contractor contact information Administrator may request up to two additional estimates.
10. Administrator Information
Summit Warranty Corp
13398 Tegler Dr., Suite 120, Box 132
Noblesville, IN 46060
Call/Text: 317-824-9444