Why It’s Important to Hire a Licensed and Insured Home Inspector in Ohio

When you invest in a home, you’re not just buying a property—you’re protecting your family, your finances, and your future. That’s why choosing a licensed and insured home inspector in Ohio isn’t just recommended… it’s essential.

Unfortunately, not all inspectors are qualified or protected by insurance. Hiring the wrong person can lead to costly repairs, legal issues, or missed defects that could have been avoided. This page explains why licensing and insurance matter, what Ohio law requires, and how One Source Inspection gives you peace of mind by exceeding state standards.

Ohio Requires Inspectors to Be Licensed — Here’s Why

In 2019, the State of Ohio passed laws to protect homeowners and real estate professionals by requiring home inspectors to be licensed.

This law was created to prevent:

Untrained, unqualified inspectors from operating
Inconsistent standards
Missed major defects
Consumers being left without protection

A licensed inspector must meet specific requirements — which means you’re working with a trained and accountable professional.

What “Licensed in Ohio” Actually Means

To become a Licensed Ohio Home Inspector, the state requires:

State-approved education and training
Passing a national home inspection exam
Background check
Minimum number of supervised inspections
Continuing education every renewal cycle
Following the Ohio Standards of Practice and Code of Ethics

Being licensed is not just a title — it’s proof of competency, professionalism, and accountability.

Why Insurance Is Just as Important as Licensing

Even licensed inspectors can make mistakes.

That’s why insurance protects YOU, the client, when something goes wrong.

A professional home inspector should carry two main types of insurance:

General Liability Insurance

Covers accidental damage to the property during the inspection.

Example: If equipment damages flooring or walls.

Errors & Omissions (E&O) Insurance

Covers professional mistakes or missed defects.

Example: If a major issue was visually accessible but not reported, and it results in financial loss.

Without insurance, the homeowner or real estate agent may be left with zero protection.

What Could Happen If You Hire an Unlicensed or Uninsured Inspector?

Hiring the wrong inspector can put you at serious risk.

Here’s what can go wrong:

They may not follow any standards or laws.

They may miss major issues that cost thousands later.

They may disappear when problems arise.

You have no legal recourse.

Many lenders, relocation companies, and agents won’t accept unlicensed reports.

The deal could be delayed or collapse.

When inspectors aren’t licensed or insured—YOU carry all the risk.

How does Licensing and Insurance Protect Homeowners and Buyers?

Why It Matters to Real Estate Agents?

Working with a licensed and insured inspector gives you:

- Peace of mind
- Accurate, unbiased reporting
- Protection from liability
- Professional standards and ethics
- Recourse if something is missed
- Confidence in negotiations and repairs

A professional inspector is accountable, not just “experienced.”

Real estate professionals also benefit when they refer licensed and insured inspectors:

- Protects the agent’s reputation
- Reduces liability
- Ensures smoother transactions
- Prevents surprises after closing
- Builds client trust
- Keeps deals on track

Smart agents ONLY work with licensed and insured inspection companies—because their reputation is on the line too.

One Source Inspection: We Exceed Ohio’s Requirements

At One Source Inspection, we go beyond the minimum standards.We are:Fully Licensed in the State of OhioFully Insured (General Liability + E&O)Experienced (Thousands of inspections completed)Professionally trained across multiple specialtiesWe don’t just inspect homes—we protect our clients.

We also offer additional certifications and services that many inspectors do not:

We also offer additional certified Radon Testing & Mitigation

Mold Testing

Water Quality Testing

Lead Testing

WDI/Termite Inspections

Well & Septic Evaluations

Warranties and Guarantees (where applicable)

The more we know, the better we can protect you.

How We Deliver Peace of Mind

Our inspections include:

Detailed, easy-to-read digital reports

Photos and video when needed

Clear explanations of issues

Repair recommendations

Transparent communication

Fast scheduling and results

Professional support team

We don’t rush. We don’t hide. We provide the full picture so you can make confident decisions.

Questions to Ask ANY Home Inspector Before Hiring

Protect Your Investment — Choose a Licensed & Insured Inspector

Use this checklist to protect yourself:

Are you licensed in Ohio?
What is your license number?
Do you carry E&O and liability insurance?
How many inspections have you completed?
Do you follow Ohio and InterNACHI SOPs?
Do you provide a digital report with photos?

If they can’t answer YES to all of these… walk away.

Buying or selling a home is one of the biggest financial decisions of your life.

Don’t leave it in the hands of someone unqualified or uninsured.
One Source Inspection gives you:
State-licensed professionals
Full insurance coverage
Advanced training and technology

Honest, thorough inspections
Trusted by homeowners, buyers, sellers, and agents across Ohio

Book with Confidence

Get the protection, accuracy, and professionalism you deserve.

One Source Inspection – Your Licensed & Insured Ohio Home Inspector